Small Business Financial Planner

Description

What’s inside

• Setup drives everything: business name, currency, year start, opening cash, tax rate, low-cash alert
• Up to 10 income and 20 expense categories (Fixed / Variable) and your payment methods
• Transactions: 1,000 rows with category dropdowns; type and month fill automatically
• Dashboard: YTD revenue, expenses, net profit, margin, cash in bank, lowest cash ahead, tax set-aside, months of costs covered
• Budget vs Actual and a 12-month Cash Flow
• Break-Even calculator
• Colour code: white = type here, grey = automatic, lime = good, violet = attention

How it works

1. Buy and download the ZIP
2. Open the blank planner in Excel
3. Fill in the Setup tab (10 minutes)
4. Log sales and costs; read the Dashboard every Friday

Good to know

• Built for Excel 2010 and newer; Google Sheets opens it but some charts may differ
• Sheets are protected without a password so formulas stay safe
• The tax set-aside is a saving reminder, not tax advice
• This is a digital product. Nothing ships.
• For personal use in one business. Please don't share or resell the file.

License & refunds

Personal use license: use the file for yourself, your family or your own classroom or business. Don’t share, resell or redistribute the files or links. Because the file is delivered instantly, orders can’t be returned once downloaded; if a file doesn’t open or isn’t as described, message us within 30 days and we will fix it or refund you. Full license and refund policy →